Does it matter? In a word, YES! It matters a LOT! You want to chose a Lender that does their job well and looks out for your interests and doesn't just cookie cutter your loan. You need someone who responds to you in a timely manner and is available and willing to answer your questions and help you to understand their process and guides you through each step. Just like a great Realtor!! There are some great pop up ads that make the loan process seem so easy and appear to offer the best rates. Be careful! The worst situation is when you need your Lender and they are no where to be found. Things pop up, situations arise in most deals and when you need Lender support, you have to have a Lender available. All good Realtors have a few they recommend because they have worked with them and know that when the going gets tough, they are there for you! Ask for recommendations. Interview a couple. ASK QUESTIONS! A great Lender can make a transaction go so much smoother just like a great Realtor. Use the professionals that know the LOCAL market and are available to you. Happy Home Hunting!